HOME
CONDOMINIUM RESPONSIBILITIES
WHY USE DRYWALL-KINGS
CUSTOMER TESTIMONIALS
CONTACT THE KINGS
It is a common misconception that the unit from which a leak originates is automatically responsible for the damage to their unit, the common areas, and all other affected units. However, this is not the case in Florida – especially with condominiums. Additionally, which party has to maintain, repair and replace something is different and distinct from who has to insure it. And it is here where Florida condominium association responsibilities take an interesting turn. Who has to maintain, repair and replace the interior partition dry wall in a Unit (the unit owner or the Association) is controlled by the Declaration of Condominium. However, who has to insure the interior partition drywall in the Unit (the unit owner or the Association) is NOT controlled by the Declaration of Condominium. The responsibility to insure this item is controlled by The Condominium Act – Florida Statute 718.
Therefore, drywall by way of omission from the list of excluded items and being a portion of the originally installed condominium property must be insured by the Association. The Condominium Act further requires that the Association repair or replace anything that the Association insures if the insured item is damaged by a casualty – regardless of the source and regardless of whether or not a deductible is met. 718.111(11)(j) Any portion of the condominium property that must be insured by the association against property loss pursuant to paragraph (f) which is damaged by an insurable event shall be reconstructed, repaired, or replaced as necessary by the association as a common expense. Since drywall is insured by the Association, any damage to the drywall must be repaired by the Association as a common expense, i.e. with regular maintenance assessment funds or insurance proceeds. In some instances, such as negligence, the repair and replacement may not be the responsibility of the Association. However, negligence is a much higher standard than a pure accident. Typically an upstairs Unit Owner is not responsible to repair or pay for the damage caused to the downstairs Unit if suddenly, without warning his toilet overflows, the shower pans leaks, or the water supply line to the toilet, ice maker, washing machine, etc. breaks. We are Drywall Kings, not attorneys, and nothing herein should be considered a legal opinion or interpretation. You should consult with Association counsel if you have any doubts as to who pays for what. 718.111(11)(f) Every property insurance policy issued or renewed on or after January 1, 2009, for the purpose of protecting the condominium must provide primary coverage for: 1. All portions of the condominium property as originally installed or replacement of like kind and quality, in accordance with the original plans and specifications. 2. All alterations or additions made to the condominium property or association property pursuant to s. 718.113(2). 3. The coverage must exclude all personal property within the unit or limited common elements, and floor, wall, and ceiling coverings, electrical fixtures, appliances, water heaters, water filters, built-in cabinets and countertops, and window treatments, including curtains, drapes, blinds, hardware, and similar window treatment components, or replacements of any of the foregoing which are located within the boundaries of the unit and serve only such unit. Such property and any insurance thereupon is the responsibility of the unit owner.

©2018 Drywall-Kings LLC. All Rights Reserved      -     Sales@Drywall-Kings.com   -   2719 Hollywood Blvd, Suite A-1128, Hollywood, FL 33020